‘Nigerian scams’ keep evolving
The most familiar Nigerian scam is an e-mail offering lots of free money in exchange for helping someone with a name like Barrister Richard Okoya. The offer varies, but the theme is the same — help a downtrodden victim recover a large sum of money trapped in an overseas bank, and you will be rewarded handsomely.
But Nigerian scams stretch far wider than e-mails asking for help moving money out of international accounts. In a much more elaborate version of the crime, scammers participate in legitimate online auctions, finish with the high bid, and send along a check to pay for the winnings.
The payment often arrives as a cashier’s check, thought to be good as cash by many U.S. residents. It’s not.
The criminal sends more than the winning amount and asks for some to be wired back. When victims apparently successfully deposit the cashier’s check, they figure the buyer is legit, and wire the overage, often to a bank account in Nigeria. Weeks later, the bank discovers the cashier’s check is bogus, and the depositor is responsible for the missing funds. Often, the victim is out both the merchandise and the money.
In another variation, Nigerians offer to donate money to charities they find online; then, they follow the same tactic. A too-big check is sent and a partial refund requested.
Many Americans have come to realize that wiring money overseas is a bad idea. So several years ago, Nigerians started recruiting U.S. residents as go-betweens, so they’d be able to ask victims to send money or packages to U.S. addresses.
Online classified services like Monster.com are now full of job offers for what are listed as “re-shipping” firms.
There are many more variants of the Nigerian Scam, read more about it on MSNBC
Source: MSNBC





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